Voglio sapere a riguardo di…

lotter on DSK11XQN23PROD with NOTICES1

31580

Federal Register / Vol. 86, No. 112 / Monday, June 14, 2021 / Notices
Instructions: You must include OCC as the agency name and 1557
0238 in your comment. In general, the OCC will publish comments on www.reginfo.gov without change, including any business or personal information provided, such as name and address information, email addresses, or phone numbers. Comments received, including attachments and other supporting materials, are part of the public record and subject to public disclosure. Do not include any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure.
Written comments and recommendations for the proposed information collection should be sent within 30 days of publication of this notice to www.reginfo.gov/public/do/
PRAMain. Find this particular information collection by selecting Currently under 30-day ReviewOpen for Public Comments or by using the search function.
You may review comments and other related materials that pertain to this information collection 1 following the close of the 30-day comment period for this notice by the following method:
Viewing Comments Electronically:
Go to www.reginfo.gov. Click on the Information Collection Review tab.
Underneath the Currently under Review section heading, from the dropdown menu select Department of Treasury and then click submit. This information collection can be located by searching by OMB control number 15570238 or Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies under Section 312
of the Fair and Accurate Credit Transactions Act of 2003. Upon finding the appropriate information collection, click on the related ICR
Reference Number. On the next screen, select View Supporting Statement and Other Documents and then click on the link to any comment listed at the bottom of the screen.
For assistance in navigating www.reginfo.gov, please contact the Regulatory Information Service Center at 202 4827340.
FOR FURTHER INFORMATION CONTACT:
Shaquita Merritt, OCC Clearance Officer, 202 6495490, Chief Counsels Office, Office of the Comptroller of the Currency, 400 7th Street SW, Suite 3E
218, Washington, DC 20219.
SUPPLEMENTARY INFORMATION: Under the PRA 44 U.S.C. 35013520, Federal 1 On March 12, 2021, the OCC published a 60-day notice for this information collection, 86 FR 14178.

VerDate Sep<11>2014

17:26 Jun 11, 2021

Jkt 253001

agencies must obtain approval from OMB for each collection of information that they conduct or sponsor.
Collection of information is defined in 44 U.S.C. 35023 and 5 CFR
1320.3c to include agency requests and requirements that members of the public submit reports, keep records, or provide information to a third party. The OCC
asks that OMB extend its approval of this collection.
Title: Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate Credit Transactions Act of 2003 FACT Act.
OMB Control No.: 15570238.
Type of Review: Regular.
Description: Pursuant to section 312
of the FACT Act, the OCC issued guidelines for use by furnishers regarding the accuracy and integrity of the information about consumers that they furnish to consumer reporting agencies and prescribed regulations that require furnishers to establish reasonable policies and procedures for implementing the guidelines. Section 312 also required the issuance of regulations identifying the circumstances under which a furnisher must reinvestigate disputes about the accuracy of information contained in a consumer report based on a direct request from a consumer.
Twelve CFR 1022.42a requires furnishers to establish and implement reasonable written policies and procedures regarding the accuracy and integrity of consumer information that they provide to a consumer reporting agency CRA.
Twelve CFR 1022.43a requires a furnisher to conduct a reasonable investigation of a dispute initiated directly by a consumer in specified circumstances and with specified requirements. Duties of furnishers after they receive a direct dispute notice include conducting a reasonable investigation and responding to the consumer within the time period applicable if the consumer had elected to dispute the information through the CRAs.
Twelve CFR 1022.43f2
incorporates the statutory requirement that a furnisher must notify a consumer by mail or other means if authorized by the consumer not later than five business days after making a determination that a dispute is frivolous or irrelevant. Twelve CFR 1022.43f3
incorporates the statutes content requirements for the notices.
Affected Public: Businesses or other for-profit.

PO 00000

Frm 00104

Fmt 4703

Sfmt 4703

Estimated Number of Respondents:
1,032 respondents.
Estimated Total Annual Burden:
185,603 hours.
On March 12, 2021, the OCC
published a 60-day notice for this information collection, 86 FR 14178. No comments were received. Comments continue to be invited on:
a Whether the collection of information is necessary for the proper performance of the functions of the OCC, including whether the information has practical utility;
b The accuracy of the OCCs estimate of the burden of the collection of information;
c Ways to enhance the quality, utility, and clarity of the information to be collected;
d Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and e Estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information.
Theodore J. Dowd, Deputy Chief Counsel, Office of the Comptroller of the Currency.
FR Doc. 202112331 Filed 61121; 8:45 am BILLING CODE 481033P

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review;
Customer Complaint Form Office of the Comptroller of the Currency OCC, Treasury.
ACTION: Notice and request for comment.
AGENCY:

The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on a continuing information collection as required by the Paperwork Reduction Act of 1995 PRA. In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget OMB control number. The OCC is soliciting comment concerning the renewal of an existing collection titled Customer Complaint Form. The OCC

SUMMARY:

E:FRFM14JNN1.SGM

14JNN1