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Federal Register / Vol. 86, No. 112 / Monday, June 14, 2021 / Notices within 30 days of publication of this notice to www.reginfo.gov/public/do/
PRAMain. Find this particular information collection by selecting Currently under 30-day ReviewOpen for Public Comments or by using the search function.
You may review comments and other related materials that pertain to this information collection 1 following the close of the 30-day comment period for this notice by the following method:
Viewing Comments Electronically:
Go to www.reginfo.gov. Click on the Information Collection Review tab.
Underneath the Currently under Review section heading, from the dropdown menu select Department of Treasury and then click submit. This information collection can be located by searching by OMB control number 15570230 or Fair Credit Reporting:
Affiliate Marketing. Upon finding the appropriate information collection, click on the related ICR Reference Number.
On the next screen, select View Supporting Statement and Other Documents and then click on the link to any comment listed at the bottom of the screen.
For assistance in navigating www.reginfo.gov, please contact the Regulatory Information Service Center at 202 4827340.
FOR FURTHER INFORMATION CONTACT:
Shaquita Merritt, OCC Clearance Officer, 202 6495490, Chief Counsels Office, Office of the Comptroller of the Currency, 400 7th Street SW, Washington, DC 20219.
SUPPLEMENTARY INFORMATION: Under the PRA 44 U.S.C. 35013520, Federal agencies must obtain approval from OMB for each collection of information that they conduct or sponsor.
Collection of information is defined in 44 U.S.C. 35023 and 5 CFR
1320.3c to include agency requests or requirements that members of the public submit reports, keep records, or provide information to a third party. The OCC
asks that OMB extend its approval of this collection.
OMB Control No.: 15570230.
Type of Review: Regular.
Frequency of Response: On occasion.
Affected Public: Businesses or other for-profit.
Estimated Number of Respondents:
97,723.
Total Annual Burden: 10,281 hours.
Description: Section 214 of the Fair and Accurate Credit Transactions Act of 2003 FACT Act,2 which added section 1 On March 22, 2021, the OCC published a 60-day notice for this information collection, 86 FR 15288.
2 Public Law 108159, 117 Stat. 1952 December 4, 2003.

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624 to the Fair Credit Reporting Act FCRA,3 generally prohibits a person from using certain information received from an affiliate to solicit a consumer for marketing purposes, unless the consumer is given notice and an opportunity and simple method to opt out of such solicitations.
Twelve CFR 1022.201022.27 require financial institutions to issue notices informing consumers about their rights under section 214 of the FACT Act.
Consumers use the notices to decide if they want to receive solicitations for marketing purposes or opt out.
Financial institutions use consumers opt-out responses to determine the permissibility of making a solicitation for marketing purposes.
If a person receives certain consumer eligibility information from an affiliate, the person may not use that information to solicit the consumer about its products or services, unless the consumer is given notice and a simple method to opt out of such use of the information, and the consumer does not opt out. Exceptions include a person using eligibility information: 1 To make solicitations to a consumer with whom the person has a pre-existing business relationship; 2 to perform services for another affiliate subject to certain conditions; 3 in response to a communication initiated by the consumer; or 4 to make a solicitation that has been authorized or requested by the consumer. A consumers affiliate marketing opt-out election must be effective for a period of at least five years. Upon expiration of the opt-out period, the consumer must be given a renewal notice and an opportunity to renew the opt-out before information received from an affiliate may be used to make solicitations to the consumer.
On March 22, 2021, the OCC
published a 60-day notice for this information collection, 86 FR 15288. No comments were received. Comments continue to be invited on:
a Whether the collection of information is necessary for the proper performance of the functions of the OCC, including whether the information has practical utility;
b The accuracy of the OCCs estimate of the information collection burden;
c Ways to enhance the quality, utility, and clarity of the information to be collected;
d Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and 3 15

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U.S.C. 1681 et seq.

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e Estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information.
Theodore J. Dowd, Deputy Chief Counsel, Office of the Comptroller of the Currency.
FR Doc. 202112330 Filed 61121; 8:45 am BILLING CODE 481033P

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review;
Procedures To Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies Under Section 312 of the Fair and Accurate Credit Transactions Act of 2003
Office of the Comptroller of the Currency, Treasury.
ACTION: Notice and request for comment.
AGENCY:

The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on a continuing information collection as required by the Paperwork Reduction Act of 1995. An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid OMB control number. The OCC is soliciting comment concerning the renewal of its information collection titled, Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate Credit Transactions Act of 2003. The OCC also is giving notice that it has sent the collection to OMB for review.
DATES: Comments must be received by July 14, 2021.
ADDRESSES: Commenters are encouraged to submit comments by email, if possible. You may submit comments by any of the following methods:
Email: prainfo@occ.treas.gov.
Mail: Chief Counsels Office, Attention: Comment Processing, 1557
0238, Office of the Comptroller of the Currency, 400 7th Street SW, Suite 3E
218, Washington, DC 20219.
Hand Delivery/Courier: 400 7th Street SW, Suite 3E218, Washington, DC 20219.
Fax: 571 4654326.
SUMMARY:

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