Federal Register - August 11, 2021
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Source: Federal Register
44006
Federal Register / Vol. 86, No. 152 / Wednesday, August 11, 2021 / Notices
Loans, Direct Unsubsidized Loans, and Direct PLUS Loans, respectively.
Interest Rate Charts Charts 1 and 2 show the interest rate formulas used to determine the interest
rates for all variable-rate Direct Loans and the rates that are in effect during the 12-month period from July 1, 2021, through June 30, 2022.
Chart 1 shows the interest rates for loans with rates based on the 91-day
Treasury bill rate. Chart 2 shows the interest rates for loans with rates based on the weekly average of the one-year constant maturity Treasury yield.
CHART 1DIRECT SUBSIDIZED LOANS, DIRECT UNSUBSIDIZED LOANS, DIRECT SUBSIDIZED CONSOLIDATION LOANS, DIRECT UNSUBSIDIZED CONSOLIDATION LOANS, DIRECT PLUS LOANS, AND DIRECT PLUS CONSOLIDATION LOANS
Interest rates based on 91day Treasury bill Loan type
Cohort
Subsidized, Unsubsidized.
Subsidized Consolidation, Unsubsidized Consolidation.
First disbursed 0.02
on/after 07/
01/98 and before 07/01/06.
First disbursed
on/after 07/
01/98 and before 10/01/98;
or Application received before 10/01/98
and first disbursed on/
after 10/01/98.
PLUS
First disbursed on/after 07/
01/98 and before 07/01/06.
PLUS Consolidation.
First disbursed on/after 07/
01/1998 and before 10/01/
1998; or Application received before 10/01/98 and first disbursed on/after 10/
01/98.
First disbursed on/after 07/
01/95 and before 07/01/98.
Subsidized, Unsubsidized, Subsidized Consolidation, Unsubsidized Consolidation.
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91-day T-bill rate 05/24/21
%
Add-on %
1.70 in-school, grace, deferment.
2.30 any other status.
0.02
0.02
Maximum rate %
3.10
2.50 in-school, grace, deferment.
8.25
Interest rate 07/01/21 through 06/
30/22 %
1.72 in-school, grace, deferment.
9.00
3.10 any other status.
8.25
2.32 any other status
3.12
2.52 in-school, grace, deferment.
3.12 any other status
Subsidized, Unsubsidized, Subsidized Consolidation, Unsubsidized Consolidation.
First disbursed before 07/01/
95.
0.02
3.10
8.25
3.12
Subsidized Consolidation, Unsubsidized Consolidation, PLUS Consolidation.
Application received on/
after 10/01/98
and before 02/01/99.
0.02
2.30
8.25
2.32
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