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FEDERAL REGISTER, Friday, February 13, 1942
b Loan closing fees; payable when loan is closed. A loan fee is charged on each single land bank loan, on each single Land Bank Commissioner loan, and on the aggregate amount of land bank and Land Bank Commissioner loans closed jointly, as follows: $15.00 on the first $1,000.00, or any fractional part thereof, and 25 cents for each additional $100.00, or any fractional part thereof.
The application fee collected by the bank is applied on the loan fee in determining the net fee to be charged. The loan fee is the total charge made by the bank for appraisal and determination of title.
The loan fee on any additional loan closed shall be determined as above pro vided on the amount of the additional loan granted.
c Local correspondents fees; pay able when loan is closed. On direct land bank loans a local correspondents fee equal to % of 1 percent of the amount of the loan is charged exclusive of $1.00
local correspondents fee.
d Building inspection fee. An in spection fee is charged a borrower when the proceeds of a loan is disbursed for buildings oil the property mortgaged and where the value established by the bank is predicated on such new buildings to be constructed. The fee of $7.50 is charged for the inspection made by the appraiser after the loan has been closed and the buildings erected, but before the loan is completed.
e Other expenses. Each applicant will also be required to pay actual cash outlays for abstract expenses, title insur ance fees, notarial fees, recording fees, or other disbursements necessary for com pletion of the loan. Sec. 13 Ninth, 39
Stat. 372, sec. 26, 48 Stat. 44, sec. 32, 48
Stat. 48, as amended; 12 U.S.C. 781
Ninth, 723 e, 1016 e and Sup.; 6
CFR 19.4019-19.4022 Res. Bd. Dir., January 22, 1942
se a l

By
T h e F ederal L and B a n k o f S p o k a n e , R. E. B r o w n , President.

P. R. Doc. 42-1291; Filed, February 12, 1942;
11:36 a. m .

P art
32F ederal
L and B a n k
of
S po k ane
FEES ON PREPAYMENT OF LOAN

Section 32.5 of Title 6, Code of Federal Regulations, is amended to read as fol lows:
32.5 Fees on prepayment of loan less than five years old. A service fee of one per cent 1% per annum will be charged for the unexpired portion of the first five year term of the loan, if it is paid from funds received from a new loan other than one made by the United States or by any agency or instrumen tality thereof. Sec. 12 Second, 39 Stat.
370, as amended; 12 U.S.C. 771 Second;

6 CFR 10.387
1942
se a l

By
Res. Bd. Dir., Jan. 22,
T h e F ederal L and B a n k of S p o k a n e , R. C. B r o w n , President.

F. R. Doc. 42-1292; Filed, February 12, 1942;
11:36 a. m .

TITLE 16COMMERCIAL PRACTICES
CHAPTER IFEDERAL TRADE
COMMISSION
D ocket No. 4094

P art 3D igest of C ease and D esist O rders IN THE MATTER OF ROGERS SILVERWARE
EXCHANGE, ETC.

3.6 a Advertising falsely or mis leadinglyBusiness status, advantages or connections of advertiserBusiness connections or arrangements with oth ers: 3.6 a Advertising falsely or mis leadinglyBusiness status, advantages or connections of advertiserIdentity:
3.6 s Advertising falsely or mislead inglyPromotional sales plans: 3.96 b Using misleading nameVendorCon nections and arrangements with others:
3.96 b Using misleading name VendorIdentity. In connection with offer, etc., in commerce, of silverware or sales promotional plans, including pre mium certificates, gift cards or coupons redeemable in silverware or other arti cles of merchandise, and among other things, as in order set forth, represent ing, through use of the word Rogers, either alone or in connection with any other word or words, in a corporate or trade name, or through statements in advertising, or in any other manner, that respondent has an interest in, forms a part of, or has any connection with Oneida, Ltd., manufacturer of Wm. A.
Rogers Silverware; prohibited. Sec. 5, 38 Stat. 719, as amended by sec. 3, 52
Stat. 112; 5 U.S.C., Sup. IV, sec. 45b Cease and desist order, Rogers Silver ware Exchange, etc., Docket 4094, Feb ruary 9, 1942
3.69 b Misrepresenting oneself and goodsGoodsRefunds: 3.69 b Misrepresenting oneself and goods GoodsTerms and Conditions: 3.69b Misrepresenting oneself and goods GoodsUndertakings, in general: 3.69
clO Misrepresenting. oneself and goodsPromotional sales plans: 3.72
kl5 Offering deceptive inducements to purchaseReturns and reimburse ments: 3.72 nlO Offering deceptive inducements to purchaseTerms and conditions: 3.72 p Offering decep tive inducements to purchaseUnder takings, in general. In connection with offer, etc., in commerce, of silverware or sales promotional plans, including pre mium certificates, gift cards or coupons
965

redeemable in silverware or other articles of merchandise, and among other things, as in order set forth, 1 representing that certificates, gift cards, or other sim ilar devices can be redeemed in silver ware or other merchandise unless and until all of the terms and conditions of such offer are clearly and unequivocally stated in equal conspicuousness and in immediate connection or conjunction with such offer and there is no deception as to the services or other actions to be performed or the price to be paid in con nection with obtaining such silverware or other articles of merchandise; and 2 representing that the purchase price for said certificates or gift cards will be refunded to the dealer purchasers thereof or that the respondent will supply to such dealer purchasers without charge display sets of silverware, to become the property of such dealers, unless and until such are the facts and unless all of the terms, and conditions of such offer or offers are clearly and unequivocally stated in equal conspicuousness and in immediate connection or conjunction with such offer or offers and there is no deception as to the services or other ac tions to be performed by the dealer pur chasers in connection with obtaining such refund and display set of silver ware; prohibited. Sec. 5, 38 Stat. 719, as amended by sec. 3, 52 Stat. 112; 15
U.S.C., Sup. IV, sec. 45b Cease and desist order, Rogers Silverware Ex change, etc., Docket 4094, February 9, 19421
3.6 a Advertising falsely or mis leadinglyBusiness status, advantages or connections of advertiserBusiness connections or arrangements with others:
3.6 a Advertising falsely or mislead inglyBusiness status, advantages or connections of advertiserOperations as special or other advertising: 3.69 b Misrepresenting oneself and goods GoodsUndertakings, in general: 3.69
clO Misrepresenting o n e s e l f and goodsPromotional sales plans: 3.72
1 Offering deceptive inducements to purchaseSales assistance: 3.72 p Offering deceptive inducements to pur chaseUndertakings, in general. In connection with offer, etc., in commerce, of silverware or sales promotional plans, including premium certificates, gift cards or coupons redeemable in silverware or other articles of merchandise, and among other things, as in order set forth, rep resenting that the sales-stimulation plan offered by respondent is authorized by Oneida Limited, or that sales literature will be distributed by the respondent on behalf of purchasers of said sales-promotion plan, or that said purchasers will be assisted by the respondent in any other manner; prohibited. Sec. 5, 38 Stat.
719, as amended by sec. 3, 52 Stat. 112;
15 U.S.C., Sup. IV, sec. 45b Cease and desist order, Rogers Silverware Ex change, etc., Docket 4094, February 9, 1942