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RULES AND REGULATIONS

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CONTENTS Continued
/ s v
FED ER ALR EG IS TER

1934

Published daily, except Sundays, Mondays, and days following official Federal holidays, by the Division of the Federal Register, th e National Archives, pursuant to the authority contained in the Federal Register Act, ap proved July 26, 1935 49 Stat. 500, as amended; 44 U. S. C., ch. 8B, under regula tions prescribed by th e Administrative Com m ittee, approved by th e President. Distribu tion is made only by th e Superintendent of Documents, G overnm ent Printing Office, W ashington 25, D. C.
The regulatory m aterial appearing herein is keyed to the Code of Federal Regulations, which is published, under 50 titles, pu rsu an t to section 11 of the Federal Register Act, as amended June 19, 1947.
The F ederal R egister will be furnished by mail to subscribers, free of postage, for $1.50
per m onth or $15.00 per year, payable in ad vance. The charge for individual copies m inim um 15< varies in proportion to th e size of the issue. Remit check or money order, made payable to th e Superintendent of Documents, directly to th e Government Printing Office, W ashington 25, D. C.
There are no restrictions on th e republica tion of m aterial appearing in the F ederal R egister.

Securities and Exchange Commission
Pa&e
Notices:
Hearings, etc.:
Commonwealth & Southern Corp. et al______________ 5645
Minneapolis Gas Co__ j ____ 5644
Wisconsin Power and Light Co. and Middle West Corp_ 5645

CODIFICATION GUIDE
A numerical list of the parts of the Code of Federal Regulations aifected by documents published in th is issue. Proposed rules, as opposed to final actions, are identified as such.

Title 5 Administrative Personnel
Pa&e
Chapter ICivil Service Commis sion:
Part 36 Interim procedures governing fair employment practices under Executive Or, der 9980_______
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Title 12 Banks and Banking
Chapter IIFederal Reserve Sys tem:
Part 222Consumer installment credit___________

seal
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Title 34 National Military Es tablishment
Chapter VIIDepartment of the Air Force:
Part 890Interim statement__ 5640

Now Available
Title 43 Public Lands: Interior
UNITED STATES
GOVERNMENT
MANUAL
1948 Edition Revised through June 30
Published by the Division of the Federal Register, the National Archives
722 pages $1.00 a copy > Order from Superintendent of Documents, United States Government Printing Office, Washington 25, D. C.

CONTENTS Continued Federal Reserve System
Pa&e
Rules and regulations:
Consumer installment credit;
summary of interpretations-

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Land Management, Bureau of
Rules and regulations:
Arkansas; revocation of public land order-------------------- 5642
Permits, leases and licenses;
miscellaneous amendments 5641
National Military Establishment
Rules and regulations:
Interim statement---------------

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Railroad Retirement Board
Notices :
Railroad unemployment insur ance account___________ - 5644

opportunity to appear personally before the head of such agency, or a person designated by such head. The complain ant, if he so desires, may have a repre sentative of his own choosing.
i An appeal from an unfavorable decision by the head of the department or agency may be filed with the Fair Employment Board in the Civil Service Commission.
36.4 Discrimination alleged in con nection with other types of appeals, a Where an appeal involving section 14 of the Veterans Preference Act of 1944, or reduction in force, or efficiency rating, includes also complaint of alleged dis crimination on grounds of race, color, religion, or national origin, such appeal shall first be adjudicated in accordance with the Commissions regulations that are regularly applicable in these types of appeals. The question of discrimination shall then be referred to the department or agency concerned for such further ac tion as may be necessary under Execu tive Order 9980.

Chapter IBureau of Land Man agement, Department of the Interior:
Part 191General regulations applicable to permits, leases and licenses arts 192-200_ 5641
AppendixPublic land orders:
120 revoked by PLO 522__ _ 5642
522____________ _____ 5642
tion with the Fair Employment Officer.
The complainant and the officers or em ployees against whom complaint is made shall present their side of the case to the investigator, who may require the complainant to further substantiate his complaint by bringing in witnesses or indicating further sources of informa tion. He may also require the officers or employees concerned to submit addi tional information.
f Whenever the Fair Employment Officer or Fair Employment Board finds that discrimination because of race, color, religion, or national origin is established in connection with any personnel action he shall advise the head of the regional office or other appropriate office of the department or agency.
g The head of the department or agency shall provide a suitable method for taking corrective administrative ac tion in cases where complaints appear, after investigation, to be justified.
h Where appeal is made to the head of the department or agency, the com plainant and other officers or employees of the department or agency involved in the complaint shall be afforded an
U nited S tates C ivil S erv ice C om m ission , H. B. M itchell ,
President.

F. R. Doc. 48-8695; Filed, Sept. 28, 1948;
8:54 a. m.

TITLE 12 BANKS AND BANKING
Chapter II Federal Reserve System Subchapter A Board of Governors of the Federal Reserve System
Regulation W
P art 222Consumer I nstallment C redit SUMMARY OP INTERPRETATIONS

222.102 Summary of interpreta tions of former Part 222 which are ap plicable under present Part 222. In view of the fact that Part 222 which became effective September 20,1948, is similar in very many respects to Part 222 which was in effect before November 2,1947, a num ber of the interpretations which were issued by the Board of Governors before November 2, 1947, will be applicable under the new Part 222.
All of these interpretations are sum marized below except three which were published in the F ederal R egister at 12
F. R. 827, 947 and 949. The summaries are arranged in approximately the same order as the provisions of Part 222 to which they relate.
, Isolated transaction. Although an automobile salesman may sell his demon strator as an isolated transaction on terms which do not comply with Part 222, the dealer-employer, if a Registrant, may not purchase the resulting obliga tion unless it complies with the require ments of Part 222. Of course, if the rela tion of the salesman and the dealer is such that the automobile is in effect the property of the dealer rather than of the salesman, the sale would be subject to Part 222.
An electric company which purchases substantial numbers of automobiles for cash and sells them to its salesmen on a monthly payment plan is engaged