Federal Register - September 17, 2021
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Source: Federal Register
Federal Register / Vol. 86, No. 178 / Friday, September 17, 2021 / Rules and Regulations
51811
A-4. Model form for credit score disclosure exception for loans not secured by residential real property
Name of Entity Providing the Notice Your Credit Score and the Price You Pay for Credit
Insert credit score
Source: Insert source
Date: Insert date score was created
Your credit score is a number that reflects the information in your credit report.
Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
Your credit score can change, depending on how your credit history changes.
Your credit score can affect whether you can get a loan and how much you will have to pay for that loan.
Scores can range from a low of Insert bottom number in range to a high of Insert top number in range.
Generally, the higher your score, the more likely you are to be offered better credit terms.
30%
20%
15%
15%
10%
10%
Score Range
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or Your credit score ranks higher than X percent of U.S. consumers.
