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Federal Register / Vol. 86, No. 153 / Thursday, August 12, 2021 / Rules and Regulations The NRC may post materials related to this document, including public comments, on the Federal Rulemaking website at https www.regulations.gov under Docket ID NRC20210124.

Dated: August 4, 2021.
For the Nuclear Regulatory Commission.
Margaret M. Doane, Executive Director for Operations.

List of Subjects in 10 CFR Part 72
Administrative practice and procedure, Hazardous waste, Indians, Intergovernmental relations, Nuclear energy, Penalties, Radiation protection, Reporting and recordkeeping requirements, Security measures, Spent fuel, Whistleblowing.
For the reasons set out in the preamble and under the authority of the Atomic Energy Act of 1954, as amended;
the Energy Reorganization Act of 1974, as amended; the Nuclear Waste Policy Act of 1982, as amended; and 5 U.S.C.
552 and 553; the NRC is adopting the following amendments to 10 CFR part 72:

BILLING CODE 759001P

PART 72LICENSING
REQUIREMENTS FOR THE
INDEPENDENT STORAGE OF SPENT
NUCLEAR FUEL, HIGHLEVEL
RADIOACTIVE WASTE, AND
REACTORRELATED GREATER THAN
CLASS C WASTE
1. The authority citation for part 72
continues to read as follows:

Authority: Atomic Energy Act of 1954, secs. 51, 53, 57, 62, 63, 65, 69, 81, 161, 182, 183, 184, 186, 187, 189, 223, 234, 274 42
U.S.C. 2071, 2073, 2077, 2092, 2093, 2095, 2099, 2111, 2201, 2210e, 2232, 2233, 2234, 2236, 2237, 2238, 2273, 2282, 2021; Energy Reorganization Act of 1974, secs. 201, 202, 206, 211 42 U.S.C. 5841, 5842, 5846, 5851;
National Environmental Policy Act of 1969
42 U.S.C. 4332; Nuclear Waste Policy Act of 1982, secs. 117a, 132, 133, 134, 135, 137, 141, 145g, 148, 218a 42 U.S.C. 10137a, 10152, 10153, 10154, 10155, 10157, 10161, 10165g, 10168, 10198a; 44 U.S.C. 3504
note.

2. In 72.214, revise Certificate of Compliance No. 1042 to read as follows:

lotter on DSK11XQN23PROD with RULES1

Certificate Number: 1042.
Initial Certificate Effective Date: June 7, 2017
Amendment Number 1 Effective Date:
June 17, 2020.
Amendment Number 2 Effective Date:
October 26, 2021.
SAR Submitted by: TN Americas LLC.
SAR Title: Final Safety Analysis Report for the NUHOMS EOS Dry Spent Fuel Storage System.
Docket Number: 721042.
Certificate Expiration Date: June 7, 2037.
Model Number: EOS37PTH, EOS
89BTH, 61BTH Type 2.

VerDate Sep<11>2014

16:14 Aug 11, 2021

Jkt 253001

BUREAU OF CONSUMER FINANCIAL
PROTECTION
12 CFR Part 1026
Truth in Lending Regulation Z;
Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements Bureau of Consumer Financial Protection.
ACTION: Interpretive rule.
AGENCY:

The Bureau of Consumer Financial Protection Bureau is issuing this interpretive rule to provide guidance on certain Regulation Z timing requirements related to rescission of closed-end mortgages and the TILA
RESPA Integrated Disclosures TRID.
These timing requirements are based on a definition of business day that excludes days that are designated as legal public holidays under Federal law.
The interpretive rule explains these timing requirements in light of recent legislation that designated Juneteenth National Independence Day, June 19
Juneteenth as a Federal legal public holiday. It clarifies that, if the relevant closed-end rescission or TRID time period began on or before June 17, 2021, then June 19, 2021, was considered a business day, but nothing prohibits creditors from providing longer time periods. Therefore, it would also be compliant for creditors to have considered June 19, 2021, a Federal holiday for purposes of these provisions.

SUMMARY:

This interpretive rule is effective on August 12, 2021.
FOR FURTHER INFORMATION CONTACT:
Pedro De Oliveira, Lanique Eubanks, Jaclyn Maier, or Priscilla Walton-Fein, Senior Counsels, Office of Regulations, at 2024357700. If you require this document in an alternative electronic format, please contact CFPB_
Accessibility@cfpb.gov.
SUPPLEMENTARY INFORMATION:
DATES:

72.214 List of approved spent fuel storage casks.

FR Doc. 202117227 Filed 81121; 8:45 am
I. Background On June 17, 2021, the President signed legislation that amended 5 U.S.C.
6103a to add Juneteenth National Independence Day, June 19
Juneteenth to the list of Federal legal
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public holidays Federal holidays.1
Various regulatory provisions crossreference or otherwise refer to the Federal holidays listed in 5 U.S.C.
6103a, including the Regulation Z
definition of business day. In Regulation Z, business day is defined in 1026.2a6 generally to mean a day on which the creditors offices are open to the public for carrying on substantially all of its business functions. However, for purposes of certain specified Regulation Z
provisions, 1026.2a6 defines business day to mean: All calendar days except Sundays and the legal public holidays specified in 5 U.S.C.
6103a, such as New Years Day, the Birthday of Martin Luther King, Jr., Washingtons Birthday, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. 2 This is referred to herein as the specific business day definition.
The legislation that made Juneteenth a Federal holiday took effect immediately.3 Therefore, June 19
became a Federal holiday on June 17, 2021. By virtue of the cross-reference to 5 U.S.C. 6103a in 1026.2a6, the days that are considered Federal holidays under the specific business day definition in Regulation Z also changed on June 17, 2021. The Bureau understands that this presented interpretive questions and compliance challenges for the mortgage industry because the Juneteenth holiday occurred only two days after the date of the law change. Based on industry inquiries and outreach to the Bureau following the June 17, 2021, amendment to 5 U.S.C.
6103a, the Bureau understands these issues were particularly acute for transactions that either 1 closed on or before June 17, 2021, but for which consumers rescission periods had not yet expired or 2 were close to the 1 Juneteenth National Independence Day Act, Public Law 11717, 135 Stat. 287 2021.
2 Comment 2a62 further provides that four Federal holidays are identified in 5 U.S.C. 6103a by a specific date: New Years Day, January 1;
Independence Day, July 4; Veterans Day, November 11; and Christmas Day, December 25. The comment states that when one of these holidays falls on a Saturday, Federal offices and other entities might observe the holiday on the preceding Friday but, nonetheless, the observed holiday is a business day for purposes of the specific business day definition.
Like the four Federal holidays listed in comment 2a62, Juneteenth is identified in 5 U.S.C.
6103a by a specific date. For 2021, Federal offices observed the Juneteenth holiday on Friday, June 18, 2021. For purposes of the specific business day definition, June 18, 2021, was a business day.
3 The law took effect when it was signed by the President on June 17, 2021. See, e.g., United States v. Casson, 434 F.2d 415 D.C. Cir. 1970 indicating that a law that is effective on enactment goes into effect at the exact time that the President signs it.

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