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Federal Register / Vol. 86, No. 152 / Wednesday, August 11, 2021 / Notices
below, and docket number see above, by any of the following methods:
Federal eRulemaking Portal: http
www.regulations.gov. Follow the instructions for submitting comments.
Email: PRA_Comments@cfpb.gov.
Include Docket No. CFPB20210014 in the subject line of the email.
Mail/Hand Delivery/Courier:
Comment intake, Bureau of Consumer Financial Protection Attention: PRA
Office, 1700 G Street NW, Washington, DC 20552.
Please note that due to circumstances associated with the COVID19
pandemic, the Bureau discourages the submission of comments by mail, hand delivery, or courier. Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of this information collection request is available at www.regulations.gov.
Requests for additional information should be directed to Anthony May, Paperwork Reduction Act Officer, at 202 8410544, or email: CFPB_PRA@
cfpb.gov. If you require this document in an alternative electronic format, please contact CFPB_Accessibility@
cfpb.gov. Please do not submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Electronic Disclosure on Mobile Devices.
OMB Control Number: 31700048.
Type of Review: Request for approval of a generic information collection under an existing Generic Information Collection Plan.
Affected Public: Individuals.
Estimated Number of Respondents:
20,000.
Estimated Total Annual Burden Hours: 10,000.
Abstract: We plan to conduct several studies using methodologies rooted in psychology and behavioral economics to understand electronic disclosure on mobile devices. We will show information to participants similar to financial disclosures and collect information including demographics, psychological measures around reading electronic disclosures, and information on how consumers currently engage with their finances on different devices e.g., phone, computer. A contractor will run the studies using an online panel.
Request for Comments: The Bureau is publishing this notice and soliciting
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comments on: a Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility;
b The accuracy of the Bureaus estimate of the burden of the collection of information, including the validity of the methods and the assumptions used;
c Ways to enhance the quality, utility, and clarity of the information to be collected; and d Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be submitted to OMB as part of its review of this request. All comments will become a matter of public record.
Dated: August 5, 2021.
Anthony May, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection.
FR Doc. 202117073 Filed 81021; 8:45 am BILLING CODE 4810AMP

DEPARTMENT OF EDUCATION
Annual Notice of Interest Rates for Variable-Rate Federal Student Loans Made Under the Federal Family Education Loan Program Prior to July 1, 2010
Federal Student Aid, Department of Education.
ACTION: Notice.
AGENCY:

The Chief Operating Officer for Federal Student Aid announces the interest rates for loans made under the Federal Family Education Loan FFEL
Program, Assistance Listing Number 84.032, that have variable interest rates.
The rates announced in this notice are in effect for the period July 1, 2021, through June 30, 2022.
FOR FURTHER INFORMATION CONTACT:
Travis Sturlaugson, U.S. Department of Education, 830 First Street NE, 11th Floor, Washington, DC 20202.
Telephone: 202 3774174. Email:
travis.sturlaugson@ed.gov.
If you use a telecommunications device for the deaf TDD or a text telephone TTY, call the Federal Relay Service FRS, toll free, at 1800877
8339.
SUPPLEMENTARY INFORMATION: Section 427A of the Higher Education Act of 1965, as amended HEA 20 U.S.C.
1077a, provides formulas for determining the interest rates charged to borrowers on loans made under the FFEL Program, including Federal SUMMARY:

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Subsidized and Unsubsidized Stafford Loans Stafford Loans, Federal PLUS
Loans PLUS Loans, Federal Consolidation Loans Consolidation Loans, and Federal Supplemental Loans for Students SLS Loans. No new loans have been made under the FFEL
Program since June 30, 2010.
The FFEL Program includes loans with variable interest rates that change each year and loans with fixed interest rates that remain the same for the life of the loan. For loans with a variable interest rate, the specific interest rate formula that applies to a particular loan depends on the date of the first disbursement of the loan or, in the case of a Consolidation Loan, the date the application for the loan was received. If a loan has a variable interest rate, a new rate is determined annually and is in effect during the period from July 1 of one year through June 30 of the following year.
This notice announces the interest rates for variable-rate FFEL Program loans that will be in effect during the period from July 1, 2021, through June 30, 2022. Interest rates for fixed-rate FFEL Program loans may be found in a Federal Register notice published on September 15, 2015 80 FR 55342.
For the majority of variable-rate FFEL
Program loans, the annual interest rate is equal to the lesser of 1 The bond equivalent rate of the 91day Treasury bills auctioned at the final auction held before June 1 of each year, plus a statutory add-on percentage; or 2 A statutorily established maximum interest rate.
The bond equivalent rate of the 91day Treasury bills auctioned on May 24, 2021, is 0.015 percent, rounded to 0.02
percent.
For PLUS Loans first disbursed before July 1, 1998, and for all SLS Loans, the annual interest rate is equal to the lesser of 1 The weekly average of the one-year constant maturity Treasury yield, as published by the Board of Governors of the Federal Reserve System, for the last calendar week ending on or before June 26 of each year, plus a statutory add-on percentage; or 2 A statutorily established maximum interest rate.
The weekly average of the one-year constant maturity Treasury yield, as published by the Board of Governors of the Federal Reserve System, for the last calendar week ending on or before June 26, 2021, is 0.09 percent.
For Consolidation Loans that have a variable interest rate, the annual interest rate for the portion of a Consolidation Loan that repaid loans other than loans made under the Health Education
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