Federal Register - August 3, 2021

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Source: Federal Register

41856

Federal Register / Vol. 86, No. 146 / Tuesday, August 3, 2021 / Notices
Written comments and recommendations for the proposed information collection should be sent within 30 days of publication of this notice to www.reginfo.gov/public/do/
PRAMain. Find this particular information collection by selecting Currently under 30-day ReviewOpen for Public Comments or by using the search function.
FOR FURTHER INFORMATION CONTACT:
For information related to the NFIP
Mortgage Portfolio Protection Program MPPP, contact Kelly Bronowicz, Industry Management Branch Chief, FIMA, FEMA, at 2025579488, or Kelly.Bronowicz@fema.dhs.gov.
For information related to the Ask the Advocate web form, contact Joe Cecil, Advocate Representative Team Lead, Office of the Flood Insurance Advocate, FIMA, FEMA, at 2027013465, or Joseph.Cecil@fema.dhs.gov.
Requests for additional information or copies of the information collection should be made to the Forms &
Information Collections Manager, Information Management Division, 500
C Street SW, Washington, DC 20472, email address FEMA-InformationCollections-Management@fema.dhs.gov.
SUPPLEMENTARY INFORMATION: Pertaining to the MPPP, federal lenders and Federally-regulated or sponsored lending institutions may not make, increase, extend, or renew any loan secured by improved real property located in a special flood hazard area SFHA unless the building and any personal property securing the loan is covered by flood insurance for the life of the loan. See Flood Disaster Protection Act of 1973 FDPA 102
Pub. L. 93234; 42 U.S.C. 4012a. The FEMA Administrator carries out the NFIP to enable interested persons to purchase insurance against loss resulting from physical damage to or loss of real or personal property arising from flood in the United States. See National Flood Insurance Act of 1968
NFIA Pub. L. 90448, title XIII; 42
U.S.C. 4001 et seq..
In general, individual mortgagees subject to the requirements of the FDPA
obtain and maintain flood insurance for their individual properties. When individual mortgagees to not obtain required flood insurance, the NFIPs Mortgage Portfolio Protection program MPPP allows covered lenders to ensure compliance with the requirements of FDPA by selling making available special coverage for the lenders entire mortgage portfolio. See 44 CFR 62.23l. In order sell MPPP
policies, private insurance companies participating in the NFIPs Write Your
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Own WYO Program must apply for and annually renew their election to voluntarily participate in the MPPP.
This proposed information collection previously published in the Federal Register on May 25, 2021, at 86 FR
28122 with a 60-day public comment period. No comments were received.
This information collection expires on December 31, 2021. FEMA is requesting a revision of this currently approved collection. The purpose of this notice is to notify the public that FEMA will submit the information collection abstracted below to the Office of Management and Budget for review and clearance.
Pertaining to the Ask the Advocate Web Form, Section 24 of the Homeowner Flood Insurance Affordability Act of 2014 42 U.S.C.
4033, Public Law 11389, 128 Stat.
1030, requires FEMA to designate a Flood Insurance Advocate that would advocate for the fair treatment of NFIP
policyholders and property owners by:
1 Providing education and guidance on all aspects of the NFIP, 2
identifying trends affecting the public, and 3 making recommendations for NFIP program improvements to FEMA
leadership. Pursuant to this authority, FEMA established the Office of the Flood Insurance Advocate OFIA on December 22, 2014.
Members of the public regularly contact OFIA seeking assistance on the NFIP. OFIA seeks to facilitate the timely and effective management of these inquiries by creating a web form on OFIAs web page at https
www.fema.gov/flood-insurance/
advocate. The web form will allow users to provide information that includes all the data necessary for OFIA to perform its Congressionally-mandated duties and responsibilities.
Consumers who submit an inquiry to OFIA will be required to fill-out ten 10
informational fields on the Ask the Advocate web form. These fields include: 1 First name, 2 Last name, 3 Email address, 4 Confirm email address, 5 How did you hear of Advocates office pull-down list, 6
Contact role list field, 7 State pulldown list, 8 ZIP code, 9 Subject of inquiry and 10 Questions/Comment regarding inquiry. An eleventh 11th field is a security CAPTCHA field intended to distinguish human from machine input as a way of thwarting spam and automated extraction of data from websites.
When a consumer submits this information, the data will be collected and stored on OFIAs Department of Homeland Security/FEMA-approved Customer Relationship Management
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cloud-based environment hosted by Salesforce.
Once OFIA receives this information, the inquiry will be assigned a systemgenerated Case number, and then the case is then assigned to an OFIA
Advocate Representative FEMA
employee. Using the data collected from the Ask the Advocate web form, the Advocate Representative will research the customers inquiry and offer education and guidance to help the customer navigate the NFIP process.
Collection of Information Title: National Flood Insurance ProgramMortgage Portfolio Protection Program MPPP.
Type of Information Collection:
Revision of a currently approved information collection.
OMB Number: 16600086.
FEMA Forms: Ask the Advocate Web Form form number pending OMB
approval.
Abstract: Regarding the MPPP, FEMA
needs the information to ensure that private insurance companies that join the NFIPs WYO Program meet all state and federal requirements for insurance companies. Requirements include a good business record and satisfactory rating in their field. There is no other way to obtain this information because it is specific to each company that applies to join the NFIP.
Regarding the Ask the Advocate Web Form, the Homeowner Flood Insurance Affordability Act of 2014 requires FEMA to designate a Flood Insurance Advocate that would advocate for the fair treatment of NFIP policyholders and property owners. Pursuant to this authority, FEMA established OFIA on December 22, 2014.
Members of the public regularly contact OFIA seeking assistance on the NFIP. OFIA seeks to facilitate the timely and effective management of these inquiries through a web form on OFIAs web page. The web form will allow users to provide information that includes all the data necessary for OFIA
to fulfill its duties and responsibilities.
Affected Public: Individuals, households, businesses, or other forprofit.
Estimated Number of Respondents:
1,041.
Estimated Number of Responses:
1,041.
Estimated Total Annual Burden Hours: 227.
Estimated Total Annual Respondent Cost: $11,856.
Estimated Respondents Operation and Maintenance Costs: $0.00.
Estimated Respondents Capital and Start-Up Costs: $0.00.

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Federal Register - August 3, 2021

TitoloFederal Register

PaeseStati Uniti

Data03/08/2021

Conteggio pagine197

Numero di edizioni7797

Prima edizione14/03/1936

Ultima edizione17/06/2026

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