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Federal Register / Vol. 86, No. 127 / Wednesday, July 7, 2021 / Rules and Regulations consumer. Moreover, proper handling of disputes not only ensures that inaccuracies in the disputing consumers report are resolved, it also facilitates CRA and furnisher identification of systemic problems related to their consumer reporting and furnishing practices.54
II. Compliance Guidance As pandemic-related government interventions aimed at protecting renters begin to expire, the Bureau will continue to look carefully at consumer reporting agencies and furnishers compliance with their FCRA accuracy obligations with respect to rental information. CRAs and furnishers should take immediate steps to ensure they are fulfilling their obligations under the law. If the Bureau determines that a CRA or furnisher has engaged in any acts or practices that violate the FCRA, Regulation V, or other Federal consumer financial laws, the Bureau will take appropriate enforcement action to address violations and seek all appropriate corrective measures, including remediation of harm to consumers.
The Bureau plans to pay particular attention to the areas outlined below.

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For CRAs Reporting Rental Information 1. Whether CRAs are reporting accurate rental information.
2. Whether CRAs are using a sufficient number of identifiers to match consumer report information to the consumer who is the subject of the report, including whether CRAs are using name-matching procedures or limited identifiers likely to heighten the risk of inaccurate matching.
3. Whether CRAs are reporting eviction information that is inaccurate, incomplete, or misleading such as may result from a failure to have reasonable procedures to report information about the disposition of an eviction filing, to prevent the inclusion of multiple entries for the same eviction action in the same consumer report, or to prevent the inclusion of eviction information that has been sealed or expunged.
4. Whether CRAs are complying with their obligations to investigate disputed 54 See, e.g., Fed. Trade Commn, 40 Years of Experience with the Fair Credit Reporting Act: An FTC Staff Report with Summary of Interpretations 67 July 2011, https www.ftc.gov/sites/default/
files/documents/reports/40-years-experience-faircredit-reporting-act-ftc-staff-report-summaryinterpretations/110720fcrareport.pdf noting that when a CRA learns or should reasonably be aware of errors in its reports that may indicate systematic problems by virtue of information from consumers, report users, from periodic review of its reporting system, or otherwise, it must review its procedures for assuring accuracy and take any necessary steps to avoid future problems.

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information in a consumer report, including whether they are conducting timely and reasonable investigations.
For Furnishers Providing Rental Information 1. Whether furnishers are providing accurate rental information to CRAs.
2. Whether furnishers are providing information about rental arrearages that include amounts that were already paid on behalf of a tenant through a government grant or relief program, such as the Emergency Rental Assistance programs.
3. Whether furnishers are providing information about rental arrearages that include fees or penalties that CARES
Act section 4024b or other laws prohibit charging.
4. Whether furnishers are complying with their obligations to investigate disputed information in a consumer report, including whether they are conducting timely and reasonable investigations.
III. Conclusion The Bureau issues this Bulletin to highlight that the Bureau will hold CRAs and furnishers accountable if they do not comply with their accuracy and dispute obligations under the FCRA and Regulation V with respect to rental information.
IV. Regulatory Requirements This Bulletin constitutes a general statement of policy exempt from the notice and comment rulemaking requirements of the Administrative Procedure Act.55 It summarizes existing legal requirements and articulates considerations relevant to the Bureaus exercise of its enforcement discretion for institutions under its jurisdiction. It does not impose any legal requirements on external parties, nor does it create or confer any substantive rights on external parties that could be enforceable in any administrative or civil proceeding.
Because no notice of proposed rulemaking is required in issuing this Bulletin, the Regulatory Flexibility Act also does not require an initial or final regulatory flexibility analysis.56 The Bureau has also determined that the issuance of this Bulletin does not impose any new or revise any existing recordkeeping, reporting, or disclosure requirements on covered entities or members of the public that would be collections of information requiring approval by the Office of Management
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U.S.C. 603a, 604a.

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and Budget under the Paperwork Reduction Act of 1995.57
Dated: July 1, 2021.
David Uejio, Acting Director, Bureau of Consumer Financial Protection.
FR Doc. 202114459 Filed 7621; 8:45 am BILLING CODE 4810AMP

DEPARTMENT OF TRANSPORTATION
Federal Aviation Administration 14 CFR Part 39
Docket No. FAA20190293; Product Identifier 2017SW052AD; Amendment 3921610; AD 20211305
RIN 2120AA64

Airworthiness Directives; Airbus Helicopters Deutschland GmbH
Helicopters Federal Aviation Administration FAA, DOT.
ACTION: Final rule.
AGENCY:

The FAA is adopting a new airworthiness directive AD for Airbus Helicopters Deutschland GmbH Airbus Helicopters Model EC135P1, EC135P2, EC135P2+, EC135P3, EC135T1, EC135T2, EC135T2+, and EC135T3
helicopters. This AD requires modifying the tail rotor T/R control installation, a functional test, and corrective actions as necessary. This AD was prompted by cases of insufficient clearance between a certain T/R control bearing connection and the helicopter structure, which were detected on the production line.
The FAA is issuing this AD to address the unsafe condition on these products.
DATES: This AD is effective August 11, 2021.
The Director of the Federal Register approved the incorporation by reference of a certain document listed in this AD
as of August 11, 2021.
ADDRESSES: For service information identified in this final rule, contact Airbus Helicopters, 2701 North Forum Drive, Grand Prairie, TX 75052;
telephone 9726410000 or 800232
0323; fax 9726413775; or at https
www.airbus.com/helicopters/services/
technical-support.html. You may view the referenced service information at the FAA, Office of the Regional Counsel, Southwest Region, 10101 Hillwood Pkwy., Room 6N321, Fort Worth, TX
76177. Service information that is incorporated by reference is also available at https www.regulations.gov SUMMARY:

57 44

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U.S.C. 3501 et seq.

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