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Federal Register / Vol. 86, No. 123 / Wednesday, June 30, 2021 / Rules and Regulations Workout Loan means a loan to a borrower in financial difficulty that has been formally restructured so as to be reasonably assured of repayment of principal and interest and of performance according to its restructured terms. A workout loan typically involves a re-aging, extension, deferral, renewal, or rewrite of a loan.17 For purposes of this policy statement, workouts do not include loans made to market rates and terms such as refinances, borrower retention actions, or new loans.18
Extension means extending monthly payments on a closed-end loan and rolling back the maturity by the number of months extended. The account is shown current upon granting the extension. If extension fees are assessed, they must be collected at the time of the extension and not added to the balance of the loan.
Deferral means deferring a contractually due payment on a closed-end loan without affecting the other terms, including maturity, of the loan. The account is shown current upon granting the deferral.
Renewal means underwriting a matured, closed-end loan generally at its outstanding principal amount and on similar terms.
Rewrite means significantly changing the terms of an existing loan, including payment amounts, interest rates, amortization schedules, or its final maturity.
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DEPARTMENT OF TRANSPORTATION
Federal Aviation Administration 14 CFR Part 39
Docket No. FAA20200790; Project Identifier 2020NM077AD; Amendment 3921604; AD 20211217
RIN 2120AA64

Airworthiness Directives; ATRGIE
Avions de Transport Regional Airplanes Federal Aviation Administration FAA, DOT.
ACTION: Final rule.
AGENCY:

The FAA is adopting a new airworthiness directive AD for certain ATRGIE Avions de Transport Regional Model ATR42300, 320, and 500
airplanes; and all Model ATR72101, 102, 201, 202, 211, 212, and
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SUMMARY:

17 Re-Age means returning a past due account to current status without collecting the total amount of principal, interest, and fees that are contractually due.
18 There may be instances where a workout loan is not a TDR even though the borrower is experiencing financial hardship. For example, a workout loan would not be a TDR if the fair value of cash or other assets accepted by a credit union from a borrower in full satisfaction of its receivable is at least equal to the credit unions recorded investment in the loan, e.g., due to charge-offs.

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212A airplanes. This AD was prompted by reports of defective seat tracks. This AD requires a detailed visual inspection of each affected part for deficiencies sealant blockage and out of tolerance ligaments, and depending on findings, accomplishment of applicable corrective actions, as specified in a European Union Aviation Safety Agency EASA AD, which is incorporated by reference. The FAA is issuing this AD to address the unsafe condition on these products.
DATES: This AD is effective August 4, 2021.
The Director of the Federal Register approved the incorporation by reference of a certain publication listed in this AD
as of August 4, 2021.
ADDRESSES: For material incorporated by reference IBR in this AD, contact EASA, Konrad-Adenauer-Ufer 3, 50668
Cologne, Germany; telephone +49 221
8999 000; email ADs@easa.europa.eu;
internet www.easa.europa.eu. You may find this IBR material on the EASA
website at https ad.easa.europa.eu.
You may view this IBR material at the FAA, Airworthiness Products Section, Operational Safety Branch, 2200 South 216th St., Des Moines, WA. For information on the availability of this material at the FAA, call 2062313195.
It is also available in the AD docket on the internet at https
www.regulations.gov by searching for and locating Docket No. FAA2020
0790.
Examining the AD Docket You may examine the AD docket on the internet at https
www.regulations.gov by searching for and locating Docket No. FAA2020
0790; or in person at Docket Operations between 9 a.m. and 5 p.m., Monday through Friday, except Federal holidays.
The AD docket contains this final rule, any comments received, and other information. The address for Docket Operations is U.S. Department of Transportation, Docket Operations, M
30, West Building Ground Floor, Room W12140, 1200 New Jersey Avenue SE, Washington, DC 20590.
FOR FURTHER INFORMATION CONTACT:
Shahram Daneshmandi, Aerospace Engineer, Large Aircraft Section, International Validation Branch, FAA, 2200 South 216th St., Des Moines, WA
98198; phone and fax: 2062313220;
email: shahram.daneshmandi@faa.gov.
SUPPLEMENTARY INFORMATION:
Background EASA, which is the Technical Agent for the Member States of the European Union, has issued EASA AD 2020

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0097R1, dated May 28, 2020 EASA AD
20200097R1 also referred to as the Mandatory Continuing Airworthiness Information, or the MCAI, to correct an unsafe condition for certain ATRGIE
Avions de Transport Regional Model ATR42300, 320, 400, and 500
airplanes; and all Model ATR72101, 102, 201, 202, 211, 212, and 212A airplanes. Model ATR42400
airplanes are not certificated by the FAA
and are not included on the U.S. type certificate data sheet; this AD therefore does not include those airplanes in the applicability.
The FAA issued a notice of proposed rulemaking NPRM to amend 14 CFR
part 39 by adding an AD that would apply to certain ATRGIE Avions de Transport Regional Model ATR42300, 320, and 500 airplanes; and all Model ATR72101, 102, 201, 202, 211, 212, and 212A airplanes. The NPRM
published in the Federal Register on September 9, 2020 85 FR 55619. The NPRM was prompted by reports of defective seat tracks. The NPRM
proposed to require a detailed visual inspection of each affected part for deficiencies sealant blockage and out of tolerance ligaments, and depending on findings, accomplishment of applicable corrective actions, as specified in EASA
AD 20200097R1.
The FAA is issuing this AD to address a structural failure of the seat track attachment during an emergency landing, possibly resulting in injury to occupants, and affecting emergency evacuation. See the MCAI for additional background information.
Comments The FAA gave the public the opportunity to participate in developing this final rule. The FAA received no comments on the NPRM or on the determination of the cost to the public.
Conclusion The FAA reviewed the relevant data and determined that air safety and the public interest require adopting this final rule as proposed, except for minor editorial changes. The FAA has determined that these minor changes:
Are consistent with the intent that was proposed in the NPRM for addressing the unsafe condition; and Do not add any additional burden upon the public than was already proposed in the NPRM.
Related Service Information Under 1
CFR Part 51
EASA AD 20200097R1 specifies procedures for a detailed visual inspection of each affected seat track for deficiencies sealant blockage and out of
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