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Federal Register / Vol. 86, No. 92 / Friday, May 14, 2021 / Rules and Regulations iii Equal to 8 percent or greater, 0
points will be awarded.
d Application requirements for MDOs seeking TA-only grants.
Technical assistance-only grants may be provided to MDOs that are not RMAP
microlenders seeking to provide training and technical assistance to rural microentrepreneurs and rural microenterprises. An applicant seeking a TA-only grant must submit the information specified in paragraphs d1 through 4 of this section. The total number of points available under this section, in addition to the 45 points available in paragraph a of this section, is 55, for a total of 100 points.
1 History of provision of TA. Each applicants history of provision of TA to microentrepreneurs and microenterprises, and its ability to reach diverse communities, will be scored based on the data specified in paragraphs d1i through iii of this section. The maximum number of points under this criterion is 20.
i Provide the total number of rural and non-rural microentrepreneurs and microenterprises that received both TA
services and resultant microloans for each of the previous three years. Of this total number, provide the percentage of rural microentrepreneurs and rural microenterprises that received both TA
services and resultant microloans for each of the previous three years. If the provision of both TA services and resultant microloans to rural microentrepreneurs and rural microenterprises is demonstrated at a rate of:
A 75 percent or more, 5 points will be awarded;
B At least 50 percent but less than 75 percent, 3 points will be awarded;
C At least 25 percent but less than 50 percent, 1 point will be awarded.
ii Provide the percentage of the total number of rural microentrepreneurs by racial and ethnic minority, disabled, and/or gender that received both microloans and TA services for each of the previous three years. If the demonstrated provision of TA and resultant microloans to these rural microentrepreneurs when compared to the total number of microentrepreneurs assisted, is at a rate of:
A 75 percent or more, 10 points will be awarded;
B At least 50 percent but less than 75 percent, 7 points will be awarded;
C At least 25 percent but less than 50 percent, 5 points will be awarded.
iii Provide the ratio of TA clients that also received microloans during each of the last three years, rounded to the nearest whole number. If the ratio of
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clients receiving TA to clients receiving microloans is:
A Between 1:1 and 1:5, 5 points will be awarded.
B Between 1:6 and 1:8, 3 points will be awarded.
C Either 1:9 or 1:10, 1 point will be awarded.
2 Ability to provide TA. In addition to providing a statistical history of their provision of TA to microentrepreneurs, microenterprises, and microborrowers, applicants must provide a narrative of not more than five pages describing the teaching and training methods used by the applicant organization to provide TA and discussing the outcomes of their endeavors. The narrative will be scored as specified in paragraphs d2i through iv of this section. The maximum number of points under this criterion is 20.
i Applicants that have used more than one method of training and TA
e.g., classroom training, peer-to-peer discussion groups, individual assistance, and distance learning will be awarded 5 points.
ii Applicants that provide success stories to demonstrate the effects of TA
on their clients will be awarded points under either of the following paragraphs, but not both:
A News stories that highlight businesses made successful as a result of the applicants TA; 5 points will be awarded.
B Internal stories that highlight businesses made successful as a result of TA, 3 points.
iii Applicants that provide evidence that they require evaluations by the clients of their training programs will be awarded 3 points. Applicants will provide the total number of evaluations received and the average score from the evaluations received. An additional two points will be awarded if the total evaluation scores are above an average of 3.0 on a five-point scale, with points determined by the client ratings on a declining scale as follows:
A Extremely Satisfied, 5 points.
B Satisfied, 4 points.
C Average, 3 points.
D Dissatisfied, 2 points.
E Very Unsatisfied, 1 point.
iv Applicants that present wellwritten narrative information regarding their programs and services to be delivered and their outreach efforts within the service area that is clearly and concisely written and is five pages or less will be awarded up to a maximum of 5 points.
3 Technical assistance plan. Submit a concise plan for the provision of TA
explaining how the funds will benefit the current program and how it will
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allow the applicant to expand its nonprogram microlending activities. Up to 10 points will be awarded.
4 Proposed administrative expenses to be spent from TA grant funds. The maximum number of points under this criterion is 5. If the percentage of grant funds to be used for administrative purposes is:
i Less than or equal to 5 percent of the TA grant funds, 5 points will be awarded;
ii More than 5 percent but less than 8 percent, 3 points will be awarded;
iii Equal to 8 percent or greater, 0
points will be awarded.
e Re-application requirements for participating microlenders with more than 5 years of experience as a microlender under this program. 1
Microlender applicants with more than 5 years of experience as an MDO under this program may choose to submit a shortened loan/grant application that includes the following:
i A letter of request for funding stating the amount of loan and/or grant funds being requested;
ii An indication of the loan and/or grant amounts being requested accompanied by a completed Form SF
424 and any pertinent attachments;
iii An indication of the number and percent of the MDOs microentrepreneurs and microenterprises remaining in business for two years or more after microloan disbursement from program funds; and iv A recent resolution of the applicants Board of Directors approving the application for debt.
2 The Agency, using this request and data available in the reports submitted under previous fundings, will review the overall program performance of the applicant over the life of its participation in the program to determine its continued qualification for subsequent funds. Requirements include:
i A loan default rate of 5 percent or less;
ii A pattern of delinquencies during the period of participation in this program of 10 percent or less;
iii A pattern of use of TA dollars that indicates at least one in ten TA clients receive a microloan;
iv A statement discussing the need for more funding, accompanied by account documentation showing the amounts in each of the RMRF and LLRF
accounts established to date; and v A pattern of compliance with program reporting requirements.
3 Shortened applications under this section will be rated on a pass or fail basis. Passing applications will be assigned a score of 90 points and will
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