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Federal Register / Vol. 86, No. 241 / Monday, December 20, 2021 / Rules and Regulations compliance requirements for new regulations that impose additional reporting, disclosure, or other requirements on insured depository institutions IDIs, consider, consistent with principles of safety and soundness and the public interest, any administrative burdens that such regulations would place on depository institutions, including small depository institutions, and customers of depository institutions, as well as the benefits of such regulations.4 In addition, new regulations and amendments to regulations that impose additional reporting, disclosures, or other new requirements on IDIs generally must take effect on the first day of a calendar quarter that begins on or after the date on which the regulations are published in final form.5
Because the final rule does not impose additional reporting, disclosure, or other requirements on IDIs, section 302 of RCDRIA does not apply.
Nevertheless, the requirements of section 302 of RCDRIA, and the administrative burdens and benefits of the final rule, were considered as part of the overall rulemaking process.

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Congressional Review Act FDIC
For purposes of Congressional Review Act, the OMB makes a determination as to whether a final rule constitutes a major rule.6 If a rule is deemed a major rule by the OMB, the Congressional Review Act generally provides that the rule may not take effect until at least 60 days following its publication.7
The Congressional Review Act defines a major rule as any rule that the Administrator of the Office of Information and Regulatory Affairs of the OMB finds has resulted in or is likely to result inA an annual effect on the economy of $100,000,000 or more; B a major increase in costs or prices for consumers, individual industries, Federal, State, or local government agencies or geographic regions, or C significant adverse effects on competition, employment, investment, productivity, innovation, or on the ability of United States-based enterprises to compete with foreignbased enterprises in domestic and export markets.8 As required by the Congressional Review Act, the FDIC
will submit the final rule and other appropriate reports to Congress and the U.S.C 4802a.
U.S.C 4802b.
6 5 U.S.C. 801 et seq.
7 5 U.S.C. 801a3.
8 5 U.S.C. 8042.
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16:08 Dec 17, 2021

List of Subjects Banks, Banking, Community development, Credit, Investments, Reporting and recordkeeping requirements.
12 CFR Part 345
Banks, Banking, Community development, Credit, Investments, Reporting and recordkeeping requirements.
Federal Reserve System 12 CFR Chapter II
For the reasons set forth in the common preamble, the Board of Governors of the Federal Reserve System amends part 228 of chapter II of title 12 of the Code of Federal Regulations as follows:
PART 228COMMUNITY
REINVESTMENT REGULATION BB
1. The authority citation for part 228
continues to read as follows:

Authority: 12 U.S.C. 321, 325, 1828c, 1842, 1843, 1844, and 2901 et seq.

2. Section 228.12 is amended by revising paragraph u1 to read as follows:

228.12

Definitions.

u
1 Definition. Small bank means a bank that, as of December 31 of either of the prior two calendar years, had assets of less than $1.384 billion.
Intermediate small bank means a small bank with assets of at least $346 million as of December 31 of both of the prior two calendar years and less than $1.384
billion as of December 31 of either of the prior two calendar years.

Federal Deposit Insurance Corporation 12 CFR Chapter III
For the reasons set forth in the common preamble, the Board of Directors of the Federal Deposit Insurance Corporation amends part 345
of chapter III of title 12 of the Code of Federal Regulations to read as follows:

3. The authority citation for part 345
continues to read as follows:

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4. Section 345.12 is amended by revising paragraph u1 to read as follows:

Sfmt 4700

345.12

Definitions.

u
1 Definition. Small bank means a bank that, as of December 31 of either of the prior two calendar years, had assets of less than $1.384 billion.
Intermediate small bank means a small bank with assets of at least $346 million as of December 31 of both of the prior two calendar years and less than $1.384
billion as of December 31 of either of the prior two calendar years.

By order of the Board of Governors of the Federal Reserve System, acting through the Secretary of the Board under delegated authority.
Ann E. Misback, Secretary of the Board.
Federal Deposit Insurance Corporation.
By order of the Board of Directors.
Dated at Washington, DC, on December 14, 2021.
James P. Sheesley, Assistant Executive Secretary.
FR Doc. 202127439 Filed 121721; 8:45 am BILLING CODE 621001 671401 P

DEPARTMENT OF TRANSPORTATION
Federal Aviation Administration 14 CFR Part 39
Docket No. FAA20210214; Project Identifier 2018CE064AD; Amendment 3921839; AD 20212418
RIN 2120AA64

Airworthiness Directives; Viking Aircraft Limited Airplanes Federal Aviation Administration FAA, DOT.
ACTION: Final rule.
AGENCY:

The FAA is adopting a new airworthiness directive AD for all Viking Air Limited Model DHC3
airplanes. This AD results from mandatory continuing airworthiness information MCAI originated by an aviation authority of another country to identify and correct an unsafe condition on an aviation product. The MCAI
identifies the unsafe condition as fatigue damage of the wing strut lug fitting components and the fuselage to wing strut attachment tie-bar. This AD
requires determining service life limits
SUMMARY:

Authority and Issuance

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Authority: 12 U.S.C. 18141817, 1819
1820, 1828, 1831u and 29012908, 3103
3104, and 3108a.

12 CFR Part 228

PART 345COMMUNITY
REINVESTMENT

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VerDate Sep<11>2014

Government Accountability Office for review.

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