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Federal Register / Vol. 86, No. 209 / Tuesday, November 2, 2021 / Rules and Regulations
if the fee did not exceed $29 under 1026.52b1iiA and $40 under 1026.52b1iiB, through December 31, 2020.
I. Card issuers were permitted to impose a fee for violating the terms of an agreement if the fee did not exceed $29 under 1026.52b1iiA and $40 under 1026.52b1iiB, through December 31, 2021.
3. Delinquent balance for charge card accounts. Section 1026.52b1iiC
provides that, when a charge card issuer that requires payment of outstanding balances in full at the end of each billing cycle has not received the required payment for two or more consecutive billing cycles, the card issuer may impose a late payment fee that does not exceed three percent of the delinquent balance. For purposes of 1026.52b1iiC, the delinquent balance is any previously billed amount that remains unpaid at the time the late payment fee is imposed pursuant to 1026.52b1iiC.
Consistent with 1026.52b2ii, a charge card issuer that imposes a fee pursuant to 1026.52b1iiC with respect to a late payment may not impose a fee pursuant to 1026.52b1iiB with respect to the same late payment. The following examples illustrate the application of 1026.52b1iiC:
i. Assume that a charge card issuer requires payment of outstanding balances in full at the end of each billing cycle and that the billing cycles for the account begin on the first day of the month and end on the last day of the month. At the end of the June billing cycle, the account has a balance of $1,000.
On July 5, the card issuer provides a periodic statement disclosing the $1,000 balance consistent with 1026.7. During the July billing cycle, the account is used for $300 in transactions, increasing the balance to $1,300. At the end of the July billing cycle, no payment has been received and the card issuer imposes a $25 late payment fee consistent with 1026.52b1iiA. On August 5, the card issuer provides a periodic statement disclosing the $1,325 balance consistent with 1026.7. During the August billing cycle, the account is used for $200 in transactions, increasing the balance to $1,525. At the end of the August billing cycle, no payment has been received.
Consistent with 1026.52b1iiC, the card issuer may impose a late payment fee of $40, which is 3% of the $1,325 balance that was due at the end of the August billing cycle. Section 1026.52b1iiC does not permit the card issuer to include the $200 in transactions that occurred during the August billing cycle.
ii. Same facts as above except that, on August 25, a $100 payment is received.
Consistent with 1026.52b1iiC, the card issuer may impose a late payment fee of $37, which is 3% of the unpaid portion of the $1,325 balance that was due at the end of the August billing cycle $1,225.
iii. Same facts as in paragraph A above except that, on August 25, a $200 payment is received. Consistent with 1026.52b1iiC, the card issuer may impose a late payment fee of $34, which is 3% of the unpaid portion of the $1,325

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balance that was due at the end of the August billing cycle $1,125. In the alternative, the card issuer may impose a late payment fee of $35 consistent with 1026.52b1iiB.
However, 1026.52b2ii prohibits the card issuer from imposing both fees.

Dated: October 25, 2021.
Laura Galban, Federal Register Liaison, Bureau of Consumer Financial Protection.
FR Doc. 202123478 Filed 11121; 8:45 am BILLING CODE 4810AMP

DEPARTMENT OF TRANSPORTATION
Federal Aviation Administration 14 CFR Part 39
Docket No. FAA20210885; Project Identifier MCAI202100966R; Amendment 3921786; AD 20212213
RIN 2120AA64

Airworthiness Directives; Leonardo S.p.a. Helicopters Federal Aviation Administration FAA, DOT.
ACTION: Final rule; request for comments.
AGENCY:

The FAA is adopting a new airworthiness directive AD for certain Leonardo S.p.a. Model AB139 and AW139 helicopters. This AD was prompted by the determination that the requirement to accomplish a rated load check RTC on certain hoist assemblies may have been inadvertently left out of some aircraft maintenance publications AMPs. This AD requires performing an RTC on certain part-numbered hoist assemblies with certain part-numbered hoist cables installed and corrective actions if any discrepancies are found as specified in a European Union Aviation Safety Agency EASA AD, which is incorporated by reference. The FAA is issuing this AD to address the unsafe condition on these products.
DATES: This AD becomes effective November 17, 2021.
The Director of the Federal Register approved the incorporation by reference of a certain publication listed in this AD
as of November 17, 2021.
The FAA must receive comments on this AD by December 17, 2021.
ADDRESSES: You may send comments, using the procedures found in 14 CFR
11.43 and 11.45, by any of the following methods:
Federal eRulemaking Portal: Go to https www.regulations.gov. Follow the instructions for submitting comments.
Fax: 202 4932251.
SUMMARY:

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Mail: U.S. Department of Transportation, Docket Operations, M30, West Building Ground Floor, Room W12140, 1200 New Jersey Avenue SE, Washington, DC 20590.
Hand Delivery: Deliver to Mail address above between 9 a.m. and 5
p.m., Monday through Friday, except Federal holidays.
For EASA material incorporated by reference IBR in this AD, contact the EASA, Konrad-Adenauer-Ufer 3, 50668
Cologne, Germany; telephone +49 221
8999 000; email ADs@easa.europa.eu;
internet www.easa.europa.eu. You may find this IBR material on the EASA
website at https ad.easa.europa.eu.
For Leonardo S.p.a. service information identified in this AD, contact Leonardo S.p.A. Helicopters, Emanuele Bufano, Head of Airworthiness, Viale G.Agusta 520, 21017 C.Costa di Samarate Va Italy; telephone +390331225074; fax +390331229046; or at https
customerportal.leonardocompany.com/
en-US/. You may view this material at the FAA, Office of the Regional Counsel, Southwest Region, 10101 Hillwood Pkwy., Room 6N321, Fort Worth, TX
76177. For information on the availability of this material at the FAA, call 817 2225110. Service information is also available at https
www.regulations.gov by searching for and locating Docket FAA20210885.
Examining the AD Docket You may examine the AD docket at https www.regulations.gov by searching for and locating Docket No.
FAA20210885; or in person at Docket Operations between 9 a.m. and 5 p.m., Monday through Friday, except Federal holidays. The AD docket contains this AD, the EASA AD, any comments received, and other information. The street address for Docket Operations is listed above.
FOR FURTHER INFORMATION CONTACT:
Darren Gassetto, Aerospace Engineer, COS Program Management Section, Operational Safety Branch, Compliance & Airworthiness Division, FAA, 1600
Stewart Ave., Suite 410, Westbury, NY
11590; telephone 516 2287323; email Darren.Gassetto@faa.gov.
SUPPLEMENTARY INFORMATION:
Background EASA, which is the Technical Agent for the Member States of the European Union, has issued EASA AD 2021
0186R1, dated August 18, 2021 and corrected August 23, 2021 EASA AD
20210186R1, to correct an unsafe condition for Leonardo S.p.A.
Helicopters, formerly Finmeccanica S.p.A, AgustaWestland S.p.A., Agusta
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