Federal Register - August 25, 2021
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Fuente: Federal Register
47406
Federal Register / Vol. 86, No. 162 / Wednesday, August 25, 2021 / Proposed Rules
make final determinations on Enterprise performance later in 2021.
Table 1: EntelJrise Single-Family Housing Goals Performance 2010-2020
Low-Income Home Purchase Goal
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Actual Market Benchmark Fannie Mae Performance Freddie Mac Performance
27.2 26.5
27.0 27.0
25.1 25.8
27.8 23.3
26.6 24.0 22.8 23.6
23.0 23.0 23.0 24.0
25.6 23.8 23.5 23.5
24.4 21.8 21.0 22.3
22.9 24.3
24.0 24.0
22.9 25.5
23.8 23.2
25.5
24.0
28.2
25.8
26.6
24.0
27.8
27.4
27.6
24.0
29.0
28.5
Very Low-Income Home Purchase Goal
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Actual Market Benchmark Fannie Mae Performance Freddie Mac Performance
8.1
8.0
7.2
8.4
8.0
8.0
7.6
6.6
7.7
7.0
7.3
7.1
6.3
7.0
6.0
5.5
5.7
7.0
5.7
4.9
5.8
6.0
5.6
5.4
5.4
6.0
5.2
5.7
5.9
6.0
5.9
5.7
6.5
6.0
6.7
6.3
6.6
6.0
6.5
6.8
7.0
6.0
7.3
6.9
Low-Income Areas Home Purchase Goal
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Actual Market Benchmark Fannie Mae Performance Freddie Mac Performance
24
22
24
24
24.1 22.4
23.8 19.2
23.2 22.1
20
21
22.3 21.6
20.6 20.0
22.1
18
22.7
20.1
19.8
19
20.4
19
19.7
17
20.2
19.9
21.5
18
22.9
20.9
22.6
18
25.1
22.6
22.9
19
24.5
22.9
22.4
18
23.6
21.8
Low-Income Areas Home Purchase Subgoal
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Actual Market Benchmark Fannie Mae Performance Freddie Mac Performance
12.1
13.0
12.4
10.8
11.4
13.0
11.6
9.2
13.6
11.0
13.1
11.4
14.2
11.0
14.0
12.3
15.0
11.0
15.5
13.6
15.2
14.0
15.6
14.5
15.9
14.0
16.2
15.6
17.1
14.0
18.3
16.4
18.0
14.0
20.1
17.3
18.1
14.0
19.5
18.0
17.6
14.0
18.3
17.1
Low-Income Refinance Goal
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Actual Market 20.2 21.5 22.3 24.3 25.0 22.5 19.8 25.4
Benchmark 21.0 21.0 20.0 20.0 20.0 21.0 21.0 21.0
Fannie Mae Performance 20.9 23.1 21.8 24.3 26.5 22.1 19.5 24.8
Freddie Mac Performance 22.0 23.4 22.4 24.1 26.4 22.8 21.0 24.8
Numbers marked with asterisks indicate that the Enterprise failed to meet the goal.
khammond on DSKJM1Z7X2PROD with PROPOSALS
FHFA is proposing to establish the following benchmark levels for the single-family housing goals and subgoals for 20222024.
VerDate Sep<11>2014
16:13 Aug 24, 2021
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1. Low-Income Home Purchase Goal The low-income home purchase goal is based on the percentage of all singlefamily, owner-occupied home purchase mortgages purchased by an Enterprise that are for low-income families, defined as families with incomes less
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24.0 21.0
21.0 21.0
23.8 21.2
22.4 19.7
than or equal to 80 percent of AMI. The proposed rule would set the annual lowincome home purchase goal benchmark level for 2022 through 2024 at 28
percent.
E:FRFM25AUP1.SGM
25AUP1
EP25AU21.001
B. Proposed Benchmark Levels for the Single-Family Housing Goals for 2022
2024
30.7
21.0
31.2
27.3
