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Federal Register / Vol. 86, No. 158 / Thursday, August 19, 2021 / Proposed Rules
example, you may wish to discuss: 1
Whether we have organized the material to suit your needs; 2 whether the requirements of the rule are clear; or 3
whether there is something else we could do to make the rule easier to understand.
Regulatory Planning and Review The proposed rule does not meet the criteria for a significant regulatory action as defined in Executive Order 12866. Therefore, the regulatory review procedures contained therein do not apply.
Regulatory Flexibility Act Analysis It is hereby certified that the proposed rule will not have a significant economic impact on a substantial number of small entities. The proposed rule imposes on the Federal Government a number of changes that Nacha has already adopted and imposed on private sector entities that utilize the ACH Network. The proposed rule does not impose any additional burdens, costs or impacts on any private sector entities, including any small entities.
Accordingly, a regulatory flexibility analysis under the Regulatory Flexibility Act 5 U.S.C. 601 et seq. is not required.

lotter on DSK11XQN23PROD with PROPOSALS1

Unfunded Mandates Act of 1995
Section 202 of the Unfunded Mandates Reform Act of 1995, 2 U.S.C.
1532 Unfunded Mandates Act, requires that the agency prepare a budgetary impact statement before promulgating any rule likely to result in a Federal mandate that may result in the expenditure by State, local, and tribal governments, in the aggregate, or by the private sector, of $100 million or more in any one year. If a budgetary impact statement is required, section 205 of the Unfunded Mandates Act also requires the agency to identify and consider a reasonable number of regulatory alternatives before promulgating the rule. We have determined that the proposed rule will not result in expenditures by State, local, and tribal governments, in the aggregate, or by the private sector, of $100 million or more in any one year. Accordingly, we have not prepared a budgetary impact statement or specifically addressed any regulatory alternatives.
List of Subjects in 31 CFR Part 210
Automated Clearing House, Electronic funds transfer, Financial institutions, Fraud, Incorporation by reference.

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Words of Issuance For the reasons set out in the preamble, the Fiscal Service proposes to amend 31 CFR part 210 as follows:
PART 210FEDERAL GOVERNMENT
PARTICIPATION IN THE AUTOMATED
CLEARING HOUSE
1. The authority citation for part 210
continues to read as follows:

Authority: 5 U.S.C. 5525; 12 U.S.C. 391;
31 U.S.C. 321, 3301, 3302, 3321, 3332, 3335, and 3720.

information on the availability of this material at NARA, email fr.inspection@
nara.gov or go to www.archives.gov/
federal-register/cfr/ibr-locations.html.
1 Nacha, 2550 Wasser Terrace, Suite 400, Herndon, Virginia 20171, tel. 703
5611100, info@nacha.org.
i 2021 Nacha Operating Rules &
Guidelines, with an effective date on or before March 31, 2021.
ii Supplement 12021 to the 2021
Nacha Operating Rules & Guidelines.
2 Reserved

2. In 210.2:
a. Revise paragraph a and the introductory text to paragraph d;
b. Redesignate paragraphs d2
through 7 as paragraphs d3 through 8; and c. Add new paragraph d2.
The revisions and addition read as follows:

David A. Lebryk, Fiscal Assistant Secretary.

210.2

Coast Guard

Definitions.

a ACH Rules means the Operating Rules and the Operating Guidelines published by Nacha, a national association of regional member clearing house associations, ACH Operators, and participating financial institutions located in the United States.

d Applicable ACH Rules means the ACH Rules as published in 2021 Nacha Operating Rules & Guidelines: A
Complete Guide to Rules Governing the ACH Networkand Supplement 1
2021 both incorporated by reference, see 210.3b, except:

2 Section 1.14 governing the Participating DFI Contact registry;

3. In 210.3, revise paragraph b to read as follows:
210.3

Governing law.

b Incorporation by reference. Certain material is incorporated by reference into this part with the approval of the Director of the Federal Register under 5
U.S.C. 552a and 1 CFR part 51. To enforce any edition other than that specified in this section, the Bureau of Fiscal Service must publish a document in the Federal Register and the material must be available to the public. All approved material is available for inspection at the Bureau of the Fiscal Service, 401 14th Street SW, Room 400A, Washington, DC 20227, and from the sources listed elsewhere in this paragraph. It is also available for inspection at the National Archives and Records Administration NARA. For
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FR Doc. 202117268 Filed 81821; 8:45 am BILLING CODE P

DEPARTMENT OF HOMELAND
SECURITY

33 CFR Part 165
Docket Number USCG20210637
RIN 1625AA00

Safety Zone; Ironman Michigan, Frankfort Harbor, MI
Coast Guard, DHS.
Notice of proposed rulemaking.

AGENCY:
ACTION:

SUMMARY: The Coast Guard is proposing to establish a temporary safety zone for certain waters of Betsie Lake in Frankfort, MI. This action is necessary to provide for the safety of life on these navigable waters during the swim portion of an Ironman event on September 12, 2021. This proposed rulemaking would restrict usage by persons and vessels within the safety zone. At no time during the effective period may vessels transit the waters of Betsie Lake in the vicinity of a triangular shaped race course enclosed by the following three coordinates:
4437.88 N, 8613.82 W to 4437.83 N, 8614.17 W, to 4437.54 N, 8613.67 W
then back to the starting point. The race course will be marked by buoys. These restrictions would apply to all vessels during the effective period unless authorized by the Captain of the Port Lake Michigan COTP or a designated representative. We invite your comments on this proposed rulemaking.
DATES: Comments and related material must be received by the Coast Guard on or before September 3, 2021.
ADDRESSES: You may submit comments identified by docket number USCG
20210637 using the Federal eRulemaking Portal at https

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